Continuation of Interest Free Status (CIFS) Dates

* CIFS application opens 15 days prior to the end of the study period or work term. 
CIFS application closes 21 days prior to the end of the study period of work term.

2018/2019 Continuation of Interest Free Status (CIFS) Dates

Fall Term Earliest Submission Dates
Undergrad Aug. 20
Work Terms Aug. 17
MBA Aug. 26
Graduate/Medicine Aug. 17
Divinity Aug. 26
Fall Term Deadline Dates
Undergrad Nov. 29
Work Terms Dec. 10
MBA Nov. 29
Graduate/Medicine Dec. 10
Divinity Nov. 29
Winter Term Earliest Submission Dates
Undergrad Dec. 23
Work Terms Dec. 17
MBA Dec. 23
Graduate/Medicine Dec. 17
Divinity Dec. 23
Winter Term Deadline Dates
Undergrad April 8
Work Terms April 9
MBA April 9
Graduate/Medicine April 9
Divinity March 20
Spring/Summer Term Earliest Submission Dates
Undergrad April 15
Work Terms April 16
MBA April 15
Graduate/Medicine April 16
Spring/Summer Term Deadline Dates
Undergrad July 13
Work Terms Aug. 10
MBA Aug. 10
Graduate/Medicine Aug. 10
Medicine, Level III May 10

Students on 16-month co-op placements will need to submit two CIFS applications to cover their full work term. 


Engineering Work Term May 2018 to August 2019

CIFS #1 – May 2018 to August 2018

CIFS #2 – September 2018 to August 2019

Learn more about Interest-Free Status

What’s New!

Course load calculator: Not sure about your course load percentage for OSAP? Check out our new guide on how to calculate it! Course load guide (non-Engineering). Engineering course load guide.

Indigenous Student Bursary: Applications for the 2018-19 Indigenous Student Bursary are now available. If you wish to apply for this bursary, you can find the application and more information in your Mosaic Student Centre under “Apply for Financial Aid.” Extended deadline: Feb. 1, 2019. 

Scholarship applications are OPEN: Don’t miss out on this easy money! There are awards for all faculties and programs, all undergrad years and both academic AND community work. Apply in Mosaic by clicking the “Apply for Aid and Awards” tile. Find scholarships under the “Aid By Application” tab. More info on scholarships.  

OSAP Income Update: Check your OSAP portal for a requirement to update your income. If you have this requirement it must be completed to maintain eligibility for the McMaster General Bursary. Even if you have no changes to report, you are required to submit the online form. Find Income Update deadlines.


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