Apply for OSAP for Full-Time Students

Apply for OSAP for Full-Time Students and submit all supporting documentation by the published deadline date.

Video: How to Apply for OSAP

Ten Steps to OSAP:

Step One >

Apply for OSAP for Full-Time Students to be considered for loans and grants

  1. Application includes the Ontario Student Grant
  2. Complete the consent to release for a parent or spouse
  3. Request the redirection of funds to McMaster by Aug. 1 for fall disbursements
  4. Mohawk and Conestoga Nursing students apply through their college
  5. MBA students apply one term at a time
  6. Students can apply for OSAP while on a co-op term

Step Two >

Upload your signed Signature & Consent Declaration and supporting documents via the document uploader on the OSAP website

NEW for 2017/18:  Change Request Forms, Reviews and Request for Clearance can also be uploaded via the OSAP website

Step Three >

Take the Master Student Financial Assistance Agreement (MSFAA) to a designated Canada Post outlet near you

  1. Two pieces of valid government photo ID including proof of social insurance number are required
  2. Direct deposit banking information or a void cheque is needed

Step Four >

Enroll as a full-time McMaster student via Mosaic

  1. At least a 60% course load (40% for students with disabilities) per term
  2. Enrolment in Mosaic must match the course load % on the OSAP application for OSAP funds to be released
  3. Check ‘View Financial Aid Applications’ in the Mosaic Student Center

Step Five >

Check your OSAP application status via the OSAP website

  1. Allow 4-6 weeks for processing
  2. Make sure all documents are processed

Step Six >

SFAS confirms your enrolment (COE)

  1. Expect a Letter of Confirmation to your McMaster email, once your COE is completed
  2. Allow 5-7 business days for the funding to be deposited to your bank account or McMaster student account

Step Seven >

Check your bank account and McMaster student account at the beginning of the term

  1. Provincial and federal funding is deposited separately to your personal bank account
  2. Deposits may be 2-3 days apart
  3. OSAP is deposited to the McMaster student account if ‘redirection of funding’ is authorized on the OSAP application

Step Eight >

Pay your fees to Student Accounts & Cashiers (Gilmour Hall-209)

  1. Fee deadlines and payment options are available on the Student Accounts & Cashiers website

Step Nine >

Complete the Income Update via the OSAP website mid-year

Step Ten >

Second OSAP installment is deposited at the start of the second term OR submit an OSAP Extension form if applying term-by-term

Full-Time OSAP FAQ

What’s New!

Indigenous Entrance Awards: McMaster offers generous awards for Indigenous students entering first year. Find out more about entrance scholarships for Indigenous students. Apply by July 15!

Spring/Summer CIFS: Students enrolled full-time for the spring and/or summer sessions can now submit a Continuation of Interest-Free Status application. Apply online via the OSAP website. Learn more about Interest-Free Status.

18/19 OSAP Application: Students can now apply for OSAP for the 2018/19 academic year. Apply via the OSAP website by June 30th, McMaster’s recommended deadline, if you require your funding in September.

Survey for Spring/Summer Part-Time Students: We want your input! Complete a three-minute survey to help us consider bursary options for funding part-time studies.

External Scholarships Page: Check out our new External Scholarships page for updated information on scholarships available through various companies/organizations.

Rhodes Scholarship Info Webinar: Missed the webinar? Lots of great information about the Rhodes application and experience is available in the webinar presentation (PDF)!


Quick Links

Apply for OSAP

Register with NSLSC

Apply for McMaster AID



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